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Ayushman Bharat Yojana is Great concept by Indian Government

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Introduction of Ayushman Bharat Yojana (PMJAY)

Ayushman bharat card

Our Prime Minister shri Narendra Modi rolled out this health insurance scheme on 23 September 2018.

It cover about 50 crore citizens in india and already has several success stories to its credit.

As of September 2019, it was reported that 18,059 hospitals have been empaneled, over 4,406,461 lakh beneficiaries have been admitted and over 10 crore e-cards have been issued.

Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY).

Aim of PM JAY Yojana.

This is a scheme that aims to help economically vulnerable Indians who are in need of healthcare facilities.

Also we can say Health for all and for needy poor society of India and it runs successful throughout India.

Detail about YOJANA.

The Ayushman Bharat Yojana – National Health Protection Scheme, which has now been renamed as Pradhan Mantri Jan Arogya Yojana, plans to make secondary and tertiary healthcare completely cashless.

In This Scheme government has make card to each needed person and on the basis of card cashless treatment given to any of person they may belongs to poor or medium family as private medical insurance.

PM Jan Arogya Yojana beneficiaries get an e-card that can be used to avail services at an empanelled hospital, public or private, anywhere in the country.

With This card you can walk into a hospital and obtain cashless treatment and really it’s a great achievement for government or our PM or we can say Health of People.

By this scheme the health of people is secure by government so unnecessary expenses of Indians can be save for another uses.

How much Government Provide ?

Pradhan Mantri Jan Arogya Yojana helps these households avail healthcare services by providing funding of up to Rs. 5 lakh per family, per year.

who can’t take benefit of PMJAY.

Some people not entitled to the Health Cover under Pradhan Mantri Jan Arogya Yojana:

  • Those employed by the government of India.
  • Those with decent, solidly built houses and property.
  • Those owning refrigerators and landlines or other so costly equipment.
  • Those who own mechanized farming equipment and process plant.
  • Those owning 5 acres or more of agricultural land.
  • Those earning a monthly income above Rs.10000 or more.
  • Those who have Kisan cards with a credit limit of Rs.50000 or any other health cards like MAA Amrutam, MAA Vatsaliya card.
  • Those who work in government-managed non-agricultural enterprises.
  • Those who own a two, three or four-wheeler or a motorized fishing boat.

Process of Ayushman Bharat Scheme in Medical Packages and Hospitalization.

The Rs. 5 lakh insurance cover provided by the Pradhan Mantri Jan Arogya scheme can be utilized not just by individuals in particular, but also by families in general.

The lumpsum is enough to cover both the medical and surgical treatments in 25 specialties among which are

  • cardiology,
  • neurosurgery,
  • oncology,
  • pediatrics,
  • orthopedics,

However, medical and surgical expenses cannot be reimbursed if more expensive.

This all the information is taken from some government approved web portal for the purpose of spread awareness regarding government scheme that can useful for Community setup.

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